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Tax Strategy Approaches Know Your Tax Tier By knowing where brackets you occupy, you may make wiser choices on income delay or speed-up. Boost Tax-Favored Plans These plans give tax deductions, exempt growth, or tax-free cashouts for specific uses. Loss Harvesting Offset gains via strategic asset sales that show losses. Plan Charitable Gifts Charitable gifts may be tax-deductible; consider making targeted gifts to causes that matter.